How to transfer money offline by mobile in India?

Wondering how to transfer money offline by mobile even without switching on your internet? You can do that very easily by using the dial pad in your phone, just follow the steps mentioned below to transfer money using UPI without internet, check bank balance without internet, transfer money using IFSC and Account number without mobile data. You can use this offline UPI method in all keypad phones, but you will have to register in UPI first using the Internet and Android smartphones.

Many times we might not get a good internet connection, or we forgot to recharge our mobile phone, or our daily mobile data limit is exhausted. In these cases, this trick might be life-saving for you. I have personally used this trick and often use this method to transfer money from my father’s mobile (who has a keypad phone) to my UPI ID.

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How to transfer money offline by mobile from one account to another without net banking?

Before using this trick, you need to register your number in any UPI app. If you have already created a UPI account before you can skip this step. To transfer money offline by mobile you need to have an account registered in the UPI. You can easily register by downloading any UPI application (GPay, PhonePe, Paytm, etc.) from the Google Play Store. Then register your number that is linked to your bank account, and then you are good to go for that.

Steps to transfer money without atm card and netbanking

Now let’s hop on for the steps to transfer the money offline using UPI by mobile or in keypad phones,

  • At first, open the dial pad of your phone and dial *99# to transfer money without net banking.
  • Now select the option you want, for instance, 1 over here.
    transfer money without internet
  • You will see different methods to send money like Mobile No., UPI ID, Saved Beneficiary, IFSC and Account number.
    can i transfer money without internet banking using UPI
  • We opted for the UPI method, by selecting the number 3 on the dial pad.
  • Enter the UPI of the person you want to transfer your amount to.
  • Now enter the amount that you want to transfer.
    how to transfer money from one account to another without atm card
  • You can even add any comments or messages you want to the person.
  • You can even skip the message by pressing 1 over the keyboard.
  • Now enter your UPI pin to transfer the money offline by mobile
    Entering UPI pin
  • You will now get an id that you can use for your reference.
  • Now you can even see that you will even receive a message over your phone after your transaction on your phone.
    successfull transferred money from one bank account to another offline without cheque
How to transfer money offline by mobile?

Open your dialer app and enter *99# to transfer money offline. Follow these detailed steps.

*99# not working?

*99# might not be working because either your phone number is not registered with UPI or your bank account. Try creating a UPI account using GPay, PhonePe, Paytm, etc. then *99# should work.

How to transfer money from one bank account to another offline without a cheque?

Open your dialer app and enter *99# to transfer money offline. Follow these detailed steps.

Do you need mobile data to run MMI codes on Android devices?

No, you do not need mobile data or an Internet connection to run MMI codes on Android devices. But you need a Mobile network to run MMI codes.

How to transfer money in sbi offline?

Make sure your SBI account is linked with UPI then dial *99# to transfer money offline using Android mobile.

Conclusion on transferring money without Internet or mobile Data.

So isn’t it fascinating that we just completed a transaction even without using net banking? We transferred the money without using a single byte of mobile data. We can use this trick to save a tremendous amount of space on our mobile phones by avoiding UPI apps. This trick can be used at places where the network coverage is not so well, or if you want to use UPI in your basic keypad phones.

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